Critical Illnesses
Critical Illnesses Protection, why now?
Unlike health and disability insurance plans, critical illness protection upon diagnosis pays you lump sum cash personally based on coverage amount selected at the time of application up to $500,000. You are paid to live and recover! The fact is, we live in a stressful world, and with stress comes many illnesses including critical ones hard to deal with!!!
Please see the list of covered Critical Illnesses.
| Chances are… |
| Every 29 seconds… someone in the U.S. is having a coronary event1 |
| Every 24 seconds… someone in the U.S. is diagnosed with cancer2 |
| Every 45 seconds… someone in the U.S. is having a stroke1 |
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1. Heart Disease and Stroke Statistics update, American Heart Association, 2006
2. Cancer Facts and Figures, American Cancer Society, 2006 |
Disability income, how much will you get and when do you want to know?
What is your most valuable asset? If you’re like most people, it’s your income. Your income depends upon your ability to work and earn a living.
What are the odds of disability?
Source: U.S. Census Bureau, Survey of
Income
and Program Participation,
June-September
2002
(survey was last conducted in 2002)
Take the Steps to Protect Your Income
You probably take plenty of precautions in your daily life. You wear your seatbelt. You have a working smoke detector in your home. You probably insure your home and auto. So, is your income fully insured?
A sports injury, a car accident, an illness, a problem pregnancy, a heart attack, a serious back injury, or a period of depression — any of these situations can affect your ability to do your job.
Disability Insurance Awareness Month (DIAM) is an industry wide campaign designed to raise awareness about the need to protect one’s greatest asset – the ability to earn an income. Becoming disabled and unable to work is one of the greatest financial risks people face, and yet disability insurance continues to be one of the most overlooked and misunderstood types of insurance today.
According to the Council for Disability Awareness’s 2008 Worker Disability Planning and Preparedness Study, seven in 10 workers say they could not cover expenses for more than six months if they missed work due to injury or sickness.
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Free Consultation
At Prudent Financial, we guide our clients to systematize a strategy that will identify their financial potential and future results that are measured by their present financial position, their desire to improve, commitment, discipline and consistency in implementation. These elements define the basis for our clients' relative financial success. Please note: our advice is based on facts and realities, we do not dictate to our clients nor are we liable for their failure to implement any of our advice.
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